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How to Save Ten Percent At Lowes and Home Depot …

Offer Details: Each store matches actual prices, not promotions (say, "additional 10 percent off"). Items must be identical. Bring in the competitors' ad to expedite the process, and exclusions do apply: the price matching policy excludes special orders, bid pricing, volume discounts, open-box merchandise, labor and installation, sales tax, rebate and free offers, typographical errors, and online purchases.

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Do You Have to Claim Vacation Pay on Unemployment

Offer Details: Payments of residual vacation and paid time off balances don't affect unemployment benefits so long as the separation is permanent. However, if the claimant is promised a date when she can return to work and is using vacation pay to help during an interim period, she probably will not qualify for unemployment benefits.

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Tax Write-Offs for Police Sapling

Offer Details: Memberships. Police officers can write off on their taxes any dues paid to unions or membership organizations but they cannot deduct admission or application fees required to join an organization, according to CYA Taxes. They can also take a deduction for all professional journal and trade magazine subscriptions related to their jobs.

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Can I File for Unemployment if I'm on Leave of Absence

Offer Details: The recent COVID-19 pandemic has changed the financial landscape for many people, including filing for unemployment benefits. But unlike other financial hardships, which may become increasingly more difficult, filing for unemployment during the coronavirus outbreak is inclusive for a greater number of people who otherwise wouldn't qualify before the health crisis began.

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Can You Defer Depreciation

Offer Details: To defer something means to put it off for a future time. In the case of deferred depreciation, a taxpayer wants to put depreciation expenses off for the current year and take the expense in a future year. A credit card or car loan will commonly allow purchasers to defer payments on a loan until a future date.

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Are Utility Taxes Deductible

Offer Details: The Internal Revenue Service allows taxpayers a personal write-off for some taxes claimed as itemized deductions. Unfortunately, utility taxes are not eligible for a personal write-off. However, landlords and business owners can deduct utility taxes paid as a business expense.

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Can Senior Citizens Claim Unemployment

Offer Details: If you lose your job because your company downsizes, lays off workers or for another reason that is not your fault, you can file a claim for unemployment benefits. Individuals who get Social Security benefits beginning at age 62, but who continue to work, may qualify for unemployment benefits if they suddenly find themselves out of work.

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How to Change the Name on a Utility Bill Sapling

Offer Details: Your utility bills represent the basic cost of running your home and include expenses for gas, electricity and water. By law, the person who established the account must be named on the bill. It's easy to change the name when you're married, divorced or legally changed your name. But if you want to change the identity of the account holder, you're going to have to create a new utility account.

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Is the Internet Considered an Office Expense or a Utility

Offer Details: Utilities. Unlike office expenses, office utilities are required for the business' operations and include items such as electric, gas and telephone services. If the business utilizes the Internet regularly to service its customers and is unable to complete the servicing without the Internet, the Internet is …

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What Happens to Debt When the Dollar Collapses

Offer Details: If the dollar collapses and runaway inflation results, it may get easier to pay off existing debt, but it's also going to be extremely difficult, and costly, to engage in any new borrowing. Inflation benefits borrowers at the expense of lenders. In times of high inflation, lenders charge high …

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How to Reapply After Food Stamps Have Expired Sapling

Offer Details: If you're enrolled in your state's Supplemental Nutrition Assistance Program, popularly known as food stamps, your benefits are not automatically renewed once your benefit period comes to an end.You must reapply -- preferably before your current benefits are terminated, to prevent delay. Depending on the procedure in your state, you'll submit either a renewal application or start from scratch

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What Happens When Your Unemployment Claim Balance Runs …

Offer Details: Each state sets the standard length of time during which you can receive unemployment benefits. The majority of states will allow you to get benefits for up to 26 weeks, but others set the limit to as little as 12 weeks or as high as 28 weeks.For example, you can get 12 weeks of benefits in Florida, 13 weeks in Missouri and 21 weeks in Idaho. However, Montana allows for a standard 28 weeks of

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Can I Deduct My Rent on My Tax Return

Offer Details: If you have a home office that qualifies for a deduction, you can also write off a portion of expenses such as utilities, repairs, maintenance, pest control and security related to the office. For example, if your qualifying home office takes up 15 percent of your apartment, you can write off 15 percent of your heat and electric bills.

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What Is an Official Check Issued by a Bank

Offer Details: Official bank checks are used more and more by individuals to make payments on or to pay off debts. Official bank checks serve as a form of payment to show that you have the funds available to make a purchase. Banks will issue these checks only after payment from the purchaser is received.

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How to Round Amounts on U.S. Federal Tax Returns Sapling

Offer Details: Step 1. Calculate the amount that you are supposed to enter on a particular line without rounding. For example, if you are entering income from taxable interest and you earned $120.30 from Bank A and $234.40 from Bank B, you would calculate the amount to be entered to be $354.70. Video of the Day.

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How to Remove an Individual From a Joint Account with Bank

Offer Details: Depending on the reason you want the other person's name off the account, you may end up in a situation in which she disagrees. You could also have a situation in which you do not have any contact with her, or do not know where she lives. When this happens, removing the joint holder gets substantially more difficult.

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What Is EIB on Paychecks

Offer Details: If an employee takes time off to deal with an illness, including caring for a sick relative, company policies determine whether that counts against EIB time or other paid time off programs. Often, standard sick leave or paid time off is used first, and if the absence continues past a certain point EIB time begins to be used.

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Can You Cancel a Pending Transaction on a Debit Card

Offer Details: For example, if you ordered some clothes that haven't processed or shipped yet, the store may simply cancel the order, and you'll see the pending transaction fall off shortly. If you got charged twice or have another issue with the purchase amount, the merchant should fix the transaction or refund you so that the right amount posts to your bank

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What Happens After 12 Weeks of FMLA

Offer Details: The Family and Medical Leave Act, FMLA, was passed into law in 1993 to provide limited unpaid time off to employees in case they are sick, or to provide for a sick family member. When the period of leave ends, there is no defined policy and several things can happen, depending on the specific situation.

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Why Use Allowance Over Direct Method Accounting

Offer Details: The amount of a write-off for the uncollectible accounts receivable is thus a bad debt expense to a company. Under the direct method, at the time of the credit sales, a company assumes that all accounts receivable are in good standing and reports accounts receivable in their full sales value. However, upon a write-off in the future, the loss of

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Can You Void a Vehicle Contract by Not Taking

Offer Details: Right to Cancel. Contrary to widely held belief, there is no federally mandated right for a consumer to cancel a vehicle purchase within a three-day period, once the sales contract has been signed. Some states may offer consumers some form of cooling-off period. For instance, in California, dealers are required to offer, for purchase, a two-day

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How to Deduct Car Payments Sapling

Offer Details: The Section 179 Business Deduction. If your business buys a vehicle for commercial use, you can write off the total expense through the Section 179 deduction rules. This is true whether the vehicle is new or used; it simply has to be new as a part of your business. There is a limit on the total deduction of $11,060 for cars and $11,160 for

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Depreciation Vs. Loss on Disposal of Assets and EBITDA

Offer Details: Depreciation and loss on disposal of assets are both expense items found on the income statement, while EBITDA (earnings before interest, taxes, depreciation and amortization) is a measure of income that is often reported as a discrete item on the income statement, although it is not required to be under generally accepted accou nting principles, or GAAP.

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Can You Cancel a Rental Lease Within 24 Hours of Signing

Offer Details: Landlord-tenant laws usually do not afford a "cooling-off" period where you can back out of a lease agreement without penalty. The Federal Trade Commission does have a law allowing a 72-hour cooling-off period for a retail sale of $25 or more, but this does not apply to a rental lease agreement.

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How Is the U.S. Dollar Backed

Offer Details: Decades ago the U.S. dollar was backed by gold -- a mineral that is valuable because people believe it is valuable. The same is true of the U.S. dollar, whether it is backed by gold or not. People accept dollars in payment because they believe the dollars have value and and can be spent elsewhere.

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What Is an I9 on a Credit Report

Offer Details: A debt collector or lender will probably pursue any I9 account worth more than $2,000 after a charge-off, according to CardReport.com. They can take legal action until the statute of limitations expires on the debt -- the SOL generally starts four or five years after the lender reports your account delinquent.

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Is Ad Valorem Tax Deductible

Offer Details: The Internal Revenue Service allows taxpayers to write off ad valorem taxes on their tax returns. Advertisement Ad Valorem Deduction Rules State and local taxes on personal property, such as vehicles, must be ad valorem taxes to be deductible on your federal tax return. Taxes and fees on personal property that aren't based on the item's value

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Procedures for Calling in Sick Sapling

Offer Details: Sometimes employees cannot afford to take a day off from work, especially in jobs where employers don't offer paid sick leave. If you have a few days of sick leave and the end of the year is approaching, using the sick leave before it expires is a good idea. Although it's hard for an employer to fire an employee for calling in sick, an employee

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Can I Refinance If I Have a HUD Partial Claim

Offer Details: Procedure. The lender or loan servicer is responsible for notifying HUD in the event of a refinance so that HUD can provide a payoff statement for the partial claim. The HUD-retained contractor that services the partial claim note provides the payoff quote on the outstanding balance. According to Mortgagee Letter 2003-19, lenders may send their

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How Is Preferred Stock Classified on the Balance Sheet

Offer Details: Preferred stock normally is recorded at the top of the shareholders' equity section on the balance sheet. When a company issues shares of preferred stock, it records a credit to preferred stock in the amount of the sales proceeds, and a debit to cash, increasing both the equity account of the preferred stock and the cash account, which is a special asset account.

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What Is a Ledger to Ledger Bank Transfer

Offer Details: Corporations and individuals use many different bank accounts. The term "ledger to ledger" transfer is antiquated banking parlance meant to describe the transfer of money between accounts in a financial institution. The rise of computer technology in the banking industry has made the transfer of funds in and around various accounts a common

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What Are the Consequences of Overdrafting on Your Bank

Offer Details: Most people don’t overdraw their bank accounts on purpose. You might think you have a few more dollars in there than you actually do, or maybe math was never your strong suit and you made a mistake when reconciling the account. Honest mistakes are more likely to result in aggravation than dire consequences. If you don’t handle the situation responsibly, however, it can get worse.

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If I Paid for a Car But It's in Someone Else's Name, Do I

Offer Details: If you are on the title in any way, either as a lienholder or co-owner, you have a right to at least some of what the car is worth. However, the fact that someone else is on the title means that even though you paid for the car, you can't legally sell it without the consent of the other person on the title. You do not have a right to the car if

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What Do I Claim on My Taxes If I Live With a Roommate

Offer Details: When you claim rental payments as income, you can claim expenses related to the rental as deductions on your tax return. For example, the cost of installing a phone line or cable line to that room for your renter are 100 percent deductible as are improvement expenses, such as a new coat of paint or replacement carpeting when one tenant moved out and another moved in.

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Does Filing for Unemployment Hurt My Previous Employer

Offer Details: The most critical factor determining the effect of one laid off employee is the size of the workforce. While an additional lay off in a firm employing 500 people will make a small change, it is a much bigger deal in a company of five, representing a 20 percent reduction in the workforce and likely resulting in a larger hike in contributions.

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Are There Settlement Offers for Arrears Child Support in

Offer Details: According to the U.S. Inspector General's report, the average child support arrears balance negotiated to a debt compromise in Texas in 2006 was $19,349. Negotiations reduced this by an average of about $14,000 per case. Your chances of reaching such a compromise depend on your ex's good will and the enthusiasm of your case worker to accept the

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How Can I Download My 1099-G Form From Unemployment

Offer Details: If you were out of work for some or all of the previous year, you aren’t off the hook with the IRS. Those who received unemployment benefits for some or all of the year will need a 1099-G form. You’ll also need this form if you received payments as part of a governmental paid family leave program. But you don’t have to wait for your copy of the form to arrive in the mail.

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How to Avoid the Flat Rate Postage Rip-Off Sapling

Offer Details: Step 2. Know your limits First of all, let me tell you that the Small (8-5/8" x 5-3/8" x 1-5/8") Flat Rate box is the same price ($4.95) as ANY size regular Priority box, 1 pound and under. So if your package weighs 1 pound or less, regular Priority is the better deal since you can use any size box within the Priority Mail guidelines ("The

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How to Sign Over a Company Car Title to a Buyer Sapling

Offer Details: Step 4. Ask the owner or company representative to sign the back of the title. Enter the business name, representative name and contact address where requested. Enter the selling price and mileage. Ask the buyer to fill out his section of the car title and sign. Provide him with the title so that he can now register the company vehicle in his

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Is It OK to Pay More Than the Full Balance on a Credit

Offer Details: Consider paying off your credit card balances so that you can decrease your liabilities. This will help improve your chances of being approved for new credit or a loan. Billing Cycles When you make a payment for more than the balance of your credit card, your account is credited. Your amount owed will appear negative on your credit card

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How to Depreciate a New Roof on Rental Property Sapling

Offer Details: Calculate the Write-Off Once you know the start date, calculating the depreciation is reasonably straightforward. First collect your receipts and calculate the total cost of the new roof. Improvements are depreciated using the straight-line method, which means that you must deduct the same amount every year over the useful life of the roof. The

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How to Read Credit Report Codes Sapling

Offer Details: Step 3. View the Trades section on your Experian report. Under this section you will see codes relating to loans and bank cards with a credit history. The codes for this area are: CURR ACCT = Account is current and in good standing CUR WAS 30-2 = Account is current, was 30 days late twice PAID = Account has been paid off to a zero balance and

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Lessor vs. Lessee of a Vehicle Sapling

Offer Details: Many states have passed additional statutes requiring lessors to provide additional disclosures. For example, the New Jersey Consumer Protection Leasing Act gives consumers a 24-hour right of rescission, or "cooling-off" period. Under this act, consumers can rescind their agreements within 24 hours without paying early termination fees.

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What Does Profit and Loss in Your Credit Mean

Offer Details: A profit and loss charge-off is a statement that appears on your credit report. Specifically, it means that you became delinquent on a debt and the creditor wrote off the debt for collection. A profit and loss charge-off has serious repercussions on your credit score and your ability to obtain credit in …

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